Need a better strategy for managing your assets? Texans Credit Union has it! Each CD and IRA account allows you to earn higher interest at a guaranteed, fixed rate.
Certificate Accounts
This convenient savings option allows you to earn higher interest at a guaranteed, fixed rate. With a Texans Certificate, enjoy:
- Flexible terms from 3 months to 60 months
- Interest earning paid monthly
- Automatic renewal
- $500 minimum deposit to open
Jumbo Certificate Account
For those looking for more growth potential, a Texans Jumbo Certificate offers more robust earnings while keeping your money secure.
- Terms from 3 months up to 5 years
- $100,000 minimum balance to open and earn
- Interest earnings paid monthly
- Automatic renewal
Traditional IRA – Tax-Deferred
Contributions1 toward your retirement may be tax deductible2, and your earnings are tax-deferred until withdrawal.3 This means you only pay taxes on your retirement savings when you withdraw money from your account.4
Roth IRA – Tax-Free Growth
Roth IRAs differ from traditional IRAs because you make contributions1 with money you’ve already paid taxes on. This means your earnings can grow tax-free.2,4,5
Talk to a Representative
972.348.2000Meet with a Representative
Find Your Closest Branch1 Amount of contribution that is tax deductible may be limited. Ask a Texans representative for details.
2 Consult a tax advisor
3 Mandatory withdrawals begin at age 73
4 Withdrawals may be subject to service charge
and/or tax penalty. Some exceptions apply. Consult a Texans representative for qualified withdrawal requirements.
5 Principal contributions may be withdrawn without penalty after required time period.
