Student Loans

Your Education Goals are Closer than Ever with Texans 

Your educational aspirations are our priority- specializing in private loan options for undergraduates and graduates, we have the tools and the grit to get you that degree. We'll be here for you from late night study sessions to early morning exams!

Texans Private Student Loans

Continuing your education is more important than ever, and it’s also more attainable than ever with a private student loan from Texans. Developed specifically to help Texas residents who qualify for membership with Texans Credit Union. When grants, scholarships and financial aid don’t cut it, our loans will.

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Texans Private Parent Loans

You want the best for your kids, and we’ll make it happen. If you’re a parent, family member, or another creditworthy individual interested in paying for a student’s higher education expenses, a Texans Private Parent Loan is here for you!

Look no further for competitive fixed interest rates and a variety of repayment terms and options, along with valuable borrower benefits. Our Parent Loan is a smart, low-cost loan option to help your student achieve their higher education dreams without breaking the bank.

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Consolidation available with poor credit

Student loan forgiveness options

Fixed interest rates

Navigating College Together

Texans stick together, so while navigating college can be difficult, with Texans by your side, you’ll be well equipped for the journey. We're here to help with planning tips and resources from our friends at Colleging. Start planning your journey with information on saving and paying for college, college life, and beyond.

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Frequently Asked Questions

Federal student loans are available through the US Department of Education, feature fixed interest rates, and offer several repayment options. Private student loans are education loans offered by banks or other lenders, are credit-based and have fixed or variable interest rates.

We recommend you first obtain as much money as you can from scholarships and grants since you do not have to pay back these types of financial aid. Once you have maximized these options, you will know how much money you still need for school.

Certified private student loan requires the school to verify the amount you are borrowing and tells the lender when to distribute the funds. This helps ensure you borrow only what you needed.

While you may apply on your own, most undergraduate students will need to apply with a creditworthy cosigner to meet our eligibility requirements, which include but are not limited to an established and satisfactory credit history. Even if you meet our requirements, you may still want to consider applying with a cosigner who has a stronger credit history and income to help you qualify for a lower interest rate.