Premier Rewards Credit Card
Do More With
The Card That Does It All
The Premier Rewards credit card maximizes your everyday spending by giving you extra points for the purchases you're already making.
- Catch up on your favorite shows with 4X points on streaming services
- Fill up on rewards with 3X points at the pump
- Your favorite meal tastes even better with 2X points on dining
- Plus, get 1.5X points on everything else²
Premier Rewards Card Rates
Variable APR for Purchases & Balance Transfers
14.40% - 17.99%*
Maximize Your Rewards with Every Purchase
Earn Up To 4X Points²
Get even more rewards with 4X points on streaming services, 3X points on gas, and 2X points at restaurants.
Plus, earn unlimited 1.5X points on all of your other everyday purchases.
You Choose Your Rewards
Get your rewards the way you want. Redeem your points for cash back, travel, at Amazon and Apple, and more!
The choice is yours. With a variety of reward options, there's a perfect reward for everyone.
Explore great card benefits
See how Texans stands out with premier rewards, features, and benefits available with your Texans Premier Rewards credit card.
All with no annual fee, no balance transfer fee, and no cash advance fee.
Rewards
- Earn Unlimited Points
Stack up your rewards with 4X points on streaming services, 3X points on gas, 2X points on dining, and 1X points on everything else.²
- Rewards Your Way
Redeem your points, your way. Choose from options for cash back rewards, travel rewards, gift cards, merchandise, and shopping rewards at Amazon and Apple.
- Custom Rewards Portal
Track your earnings and browse special offers for the opportunity to earn even more points through your custom rewards portal.
Features
- Custom Card Controls & Alerts
Give yourself peace of mind when you set your own customizable card controls and alerts in Card Manager.
- Subscription Management
View where your card is stored for subscriptions and recurring payments in Card Manager to make sure you're only paying for what you want.
- Personalized Spending Insights
Keep track of your budget and gain insights into your spending habits with Spending Insights customized just for you in Card Manager.
Benefits³
- Dovly Uplift
Benefit from a higher credit score with credit monitoring and dispute management with Dovly Uplift. Put Dovly to work helping to fix, manage, and maintain your credit score.
- ID Navigator Powered by LifeLock
ID Navigator Powered by LifeLock provides you with the tools to help keep you informed of potential threats to your identity so you can act quickly should the unexpected happen.
- Extended Warranty
Shop with confidence. When you use your Premier Rewards Visa card to make a purchase, Extended Warranty Protection will extend the length of the manufacturer's warranty by up to one year.
- Cellular Telephone Protection
Get reimbursed if your cell phone is stolen or damaged when you use your Texans Premier Rewards Visa card to pay your wireless cell phone bill.
- Trip Cancellation & Trip Interruption
When you purchase your travel ticket with your Premier Rewards Visa card and you must cancel or interrupt your trip, this benefit can help reimburse you for the nonrefundable cost of your passenger fare.
- Lost Luggage Reimbursement
When you use your Premier Rewards Visa card to purchase an airline ticket you could receive reimbursement for your checked or carry-on luggage and its contents if it is stolen or lost by the airline.
- Travel & Emergency Assistance
When you are traveling or working anywhere in the world, your covered Premier Rewards Visa card gets you access to a 24/7 multilingual call center to help get the assistance you need.
- Roadside Dispatch
As a Premier Rewards Visa cardholder, you have access to Roadside Dispatch®, a pay-per-use roadside assistance program that arranges a dispatch to a reliable tow operator or locksmith.
Membership Required. Loans are subject to credit approval.
*APR = Annual Percentage Rate. Rates are current as of 12/01/2024. The APR will vary based on the Prime Rate. Rates and terms are determined by the overall creditworthiness of each applicant and are subject to change without notice.
1Limit 1 bonus points reward offer per new account. Does not apply to requests to convert existing accounts. Once you qualify, you will receive your bonus points within your next 1-2 billing cycles.
2Point earnings are on net new purchases. "Net new purchases" are purchases of goods and services made by you or any authorized user on your account minus any returns or refunds ("other credits"), and do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind. Net purchases will be reduced for any returns or credits made on your Account. Additional promotional opportunities to earn greater rewards may be offered with the rewards program. The amount and availability of the promotional offer will vary as defined by the terms of the promotion. Cardholders must accumulate a minimum of 2500 points in order to be eligible to redeem points.
3Up to $3,000 in lost luggage reimbursement and up to $2,000 in trip cancellation/interruption. Full benefits explained in the Premier Rewards Visa Guide to Benefits disclosures provided with card agreement. Ask a Texans representative for more details.
Foreign transaction fees are 1% of the foreign transaction amount.
VISA is a registered trademark of Visa International Services Association.
