Cash Rewards Credit Card
Get Rewarded
For Every Purchase
Wherever you go, however you shop. The Cash Rewards credit card simplifies your earnings with 1X points for every $1 you spend.² It's that easy.
- Earning rewards is sweeter with no annual fee
- Shop in style with 1X points for every $1 you spend
- Get cash back - redeem your points for cash back on your statement
Cash Rewards Card Rates
Variable APR for Purchases & Balance Transfers
14.40% - 17.99%*
Your Rewards, Your Way
Unlimited Rewards
Rack up your rewards with unlimited 1X points on every purchase you make, then redeem your points for cash back.
That's 1 point for every $1 you spend!
Earn Extra Points
Get even more cash back with opportunities to earn extra points at the stores you love.
Explore special offers in your custom rewards portal.
Explore great card benefits
See what you get beyond your rewards with features and benefits available with your Texans Cash Rewards credit card.
All with no annual fee, no balance transfer fee, and no cash advance fee.
Features
- Your Rewards Portal
Track your earnings, redeem your points for rewards, and browse special offers for the opportunity to earn even more points through your custom rewards portal.
- Custom Card Controls & Alerts
Give yourself peace of mind when you set your own customizable card controls and alerts in Card Manager.
- Subscription Management
View where your card is stored for subscriptions and recurring payments in Card Manager to make sure you're only paying for what you want.
- Personalized Spending Insights
Keep track of your budget and gain insights into your spending habits with Spending Insights customized just for you in Card Manager.
Benefits³
- Dovly Uplift
Benefit from a higher credit score with credit monitoring and dispute management with Dovly Uplift. Put Dovly to work helping to fix, manage, and maintain your credit score.
- ID Navigator Powered by LifeLock
ID Navigator Powered by LifeLock provides you with the tools to help keep you informed of potential threats to your identity so you can act quickly should the unexpected happen.
- Roadside Dispatch
As a Cash Rewards Visa cardholder, you have access to Roadside Dispatch®, a pay-per-use roadside assistance program that arranges a dispatch to a reliable tow operator or locksmith.
- Cellular Telephone Protection
Get reimbursed if your cell phone is stolen or damaged when you use your Texans Cash Rewards Visa card to pay your wireless cell phone bill.
Membership Required. Loans are subject to credit approval.
*APR = Annual Percentage Rate. Rates are current as of 12/01/2024. The APR will vary based on the Prime Rate. Rates and terms are determined by the overall creditworthiness of each applicant and are subject to change without notice.
1Limit 1 bonus points reward offer per new account. Does not apply to requests to convert existing accounts. Once you qualify, you will receive your bonus points within your next 1-2 billing cycles.
2Point earnings are on net new purchases. "Net new purchases" are purchases of goods and services made by you or any authorized user on your account minus any returns or refunds ("other credits"), and do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind. Net purchases will be reduced for any returns or credits made on your Account. Additional promotional opportunities to earn greater rewards may be offered with the rewards program. The amount and availability of the promotional offer will vary as defined by the terms of the promotion. Cardholders must accumulate a minimum of 2500 points in order to be eligible to redeem points.
3Up to $3,000 in lost luggage reimbursement and up to $2,000 in trip cancellation/interruption. Full benefits explained in the Cash Rewards Visa Guide to Benefits disclosures provided with card agreement. Ask a Texans representative for more details.
Foreign transaction fees are 1% of the foreign transaction amount.
VISA is a registered trademark of Visa International Services Association.
