Texans Secured Credit Card
Build Your Credit
With the Card Designed Just For That
Whether you're starting your credit building journey or have no credit history, the Texans Secured credit card can help you build your credit history today to make more things possible tomorrow.
- No annual fee to help you save
- Reports to all major three credit bureaus to keep your credit information updated
- Helps you build credit with responsible use and on-time payments
- Low interest rate to keep more of your money where it belongs - in your wallet
How the Texans Secured Credit Card Works For You
Make a refundable security deposit
When you're approved for a secured credit card, you make a refundable security deposit.
Your credit limit will equal your deposit amount. A minimum deposit of $500 is required. The maximum deposit is $5,000.
Pay on time and build your credit
Smart credit card habits can help you build credit with responsible use.
Paying your bills on time and in full and keeping your credit utilization low can benefit your credit score.
Get your security deposit back
As you improve your credit, you may qualify to upgrade to an unsecured credit card.
We'll refund your full security deposit when you're ready to close your secured credit card and your account is paid in full.
Benefits Beyond Building Credit
As a Texans credit cardholder, you have access to extra features and benefits beyond building your credit. See what our credit card benefits have to offer you.
Features
- Your Card in Your Digital Wallet
With just a tap of a button, easily add your credit card to your Apple or Google Wallet in seconds with Card Manager - no physical card necessary.
- Custom Card Controls & Alerts
Give yourself peace of mind when you set your own customizable card controls and alerts in Card Manager.
- Subscription Management
View where your card is stored for subscriptions and recurring payments in Card Manager to make sure you're only paying for what you want.
- Personalized Spending Insights
Keep track of your budget and gain insights into your spending habits with Spending Insights customized just for you in Card Manager.
Benefits²
- Dovly Uplift
Benefit from a higher credit score with credit monitoring and dispute management with Dovly Uplift. Put Dovly to work helping to fix, manage, and maintain your credit score.
- ID Navigator Powered by LifeLock
ID Navigator Powered by LifeLock provides you with the tools to help keep you informed of potential threats to your identity so you can act quickly should the unexpected happen.
- Roadside Dispatch
As a Texans Secured Visa cardholder, you have access to Roadside Dispatch®, a pay-per-use roadside assistance program that arranges a dispatch to a reliable tow operator or locksmith.
- Cellular Telephone Protection
Get reimbursed if your cell phone is stolen or damaged when you use your Texans Premier Rewards Visa card to pay your wireless cell phone bill.
Membership Required. Loans are subject to credit approval.
*APR = Annual Percentage Rate. Rates are current as of 11/07/2024. The APR will vary based on the Prime Rate. Rates and terms are determined by the overall creditworthiness of each applicant and are subject to change without notice.
1A minimum deposit of $500 is required with a maximum deposit of $5,000. The sum equal to the approved credit limit will be required and held in a deposit account. Funds held in the deposit account will not be available until such time as the entire balance on the Texans Secured Visa Credit Card Account is paid in full and the account is closed.
2Full benefits explained in the Texans Secured Visa Guide to Benefits disclosures provided with card agreement. Ask a Texans representative for more details.
Foreign transaction fees are 1% of the foreign transaction amount.
VISA is a registered trademark of Visa International Services Association.
