Get your mortgage right here at
Texans Credit Union
We provide solutions for all of your mortgage needs. From purchase to refinance, we offer programs to help Texans Credit Union members finance their home.
Now may be the perfect time to purchase the home of your dreams or refinance your current mortgage to save money!
About your mortgage options
We provide solutions for your unique mortgage needs. From purchase to refinance, we offer programs to help you achieve your home financing goals.
Complete Suite of Mortgage Programs
We offer a complete suite of mortgage programs to fit your unique home buying needs including conventional and government loan options.
Purchase or Refinance
Whether you're looking to purchase a new home or refinance your existing mortgage loan, we're here to help you with every step.
Low Down Payment Programs
Many of our loan programs offer flexible down payment requirements to make buying a new home more affordable.
Competitive Rates and Closing Costs
Our mortgage rates are constantly changing so that we can stay competitive in the industry. We also keep our closing costs low to help you save money.
Full Team of Mortgage Experts
We are backed by a full team of mortgage experts to walk you through the mortgage process from application to closing.
Easy Online Application
Our easy online mortgage application allows you to apply whenever works best for your schedule from virtually anywhere.
Tell us about yourself
I want a payment that doesn't change
Fixed rate home loans lock in your rate and term for the life of the loan.
I want to purchase a luxury home
Jumbo loans allow you to borrow bigger and buy your dream home.
I want to build my dream home
Finance the construction of your house and the permanent financing in a single closing.
I want to refinance my current mortgage
Refinance to lower your rate, reduce your monthly payment, or change the term of your loan.
I want to access my home's equity
Make your house work for you with access to your home's equity.
I want to buy a lot for my future home
Purchase a lot and secure the land you want in your perfect location.
New Construction
Build Your Dream Home
About our Construction Program
We offer a one-time close, construction-to-permanent loan program that’s great for members looking to build the home of their dreams! Our one-time close program allows borrowers to simplify and streamline the construction financing process, with just one approval, one closing and one set of closing costs.
Ready to Get Started?
If you have questions and want to talk about your specific situation, call our expert Mortgage Loan Originator today:
This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z. Rates and terms are determined by the overall creditworthiness of each applicant, and are subject to change at any time without notice. Texans Credit Union NMLS #530654.
Texans mortgage lending is restricted to property in Texas. Loans subject to credit and property approval, other terms and conditions apply. Property insurance is required, including flood insurance where applicable. Valid for primary residences only. Loan may not be used to purchase the property being used as collateral. First-lien home equity loans are not available to purchase a new primary owner-occupied residence; owner-occupied primary residence must already be purchased. Lot size less than 10 acres. Condominiums and Manufactured homes are not eligible. Consumer purposes only. Products, rates, terms and conditions are subject to change without notice; other restrictions may apply.
Texans Credit Union (NMLS ID #530654) provides construction loans and lot loans through Member First Mortgage, LLC. (NMLS ID #149532)
