Reliable, Accessible, and Secure
Texans are on-the-go, heads-down, powerhouses. A checking account that simplifies your life, now that’s a non-negotiable. That’s why we provide two different account options that work hard to make your life easier.
My Texans Checking
Our most popular checking account offers:
- Mobile App with Mobile Deposit
- VISAcard® Debit/ATM Card – Use anywhere VISAcard is accepted and access your money at more than 80,000 Surcharge-Free ATMs.
- Get paid up to two days early with Direct Deposit and access your hard-earned money sooner
- Send and receive money quickly and securely with Zelle ®
- Financial planning tools available in Digital Banking help you keep your credit on track and meet your savings goals
- Maintain peace of mind with Overdraft Protection and the ability to turn your card off and on in the app
- FREE notary service
My Texans Interest Checking
Earn dividends, get free services, and avoid fees
- Mobile App with Mobile Deposit
- VISAcard® Debit Card – Use anywhere VISA is accepted and access your money at more than 80,000 Surcharge-Free ATMs.
- Get paid up to two days early with Direct Deposit and access your hard-earned money sooner
- Send and receive money quickly and securely with Zelle ®
- Financial planning tools available in Digital Banking help you keep your credit on track and meet your savings goals
- Maintain peace of mind with Overdraft Protection and the ability to turn your card off and on in the app
- FREE box of checks (one per year)
- FREE cashier’s checks (one per month)
- FREE notary service
ENJOY CONTACTLESS PAYMENTS
Tap to Pay
Checking out has never been faster or more secure. Simply tap your Texans Visa Debit Card and be on your way!Mobile Wallet Ready
Keep your card right in your phone - great for on-the-go purchases with a quick tap of your phone!Shopping Made Easy
Online or in-store, your Texans Visa Debit Card is ready to go. Accepted everywhere that takes Visa.
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MANAGE YOUR ACCOUNT ON THE GO
With digital banking you can view account balances and past statements, make payments, transfer funds, manage your cards, and more in our mobile app or online.
TEXANS CREDIT UNION IS ALWAYS AHEAD OF THE CURVE WITH BENEFITS2
- Cellular Telephone Protection
Get reimbursed if your cell phone is stolen or damaged when you use your Texans Visa debit card to pay your wireless cell phone bill.
- Dovly Uplift
Benefit from a higher credit score with credit monitoring and dispute management with Dovly Uplift. Put Dovly to work helping to fix, manage, and maintain your credit score.
- Roadside Dispatch
As a Texans Visa debit cardholder, you have access to Roadside Dispatch®, a pay-per-use roadside assistance program that arranges a dispatch to a reliable tow operator or locksmith.
Texans Visa Debit Card FAQs
You can tap to pay where you see the Contactless Symbol on a checkout terminal. Millions of places around the world accept contactless payments, including fast-food restaurants, coffee shops, grocery stores, retail pharmacies, vending machines, taxis and more.
* Monthly fee of $10 per month is waived when you maintain a minimum daily balance of $2,500.
1 To receive up to $300 for the direct deposit bonus, enroll your direct deposit through Texans’ Direct Deposit Switch tool and receive a total of $3,000 or more each month in Qualifying Direct Deposits over a consecutive 3 month period into your Texans checking account. Texans will deposit $100 into your checking account after the first month in which a total of $3,000 or more in Qualifying Direct Deposits is received; $100 after the second month in which a total of $3,000 or more in Qualifying Direct Deposits is received; and $100 after the third month in which a total of $3,000 or more in Qualifying Direct Deposits is received. A Qualifying Direct Deposit is defined as deposits from an employer, payroll provider, benefits provider, pension, or the government (such as Social Security) via an ACH deposit. External ACH transfers not from employers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Zelle, Cash App, or Venmo, mobile check deposits, cash loans or deposits, and any deposit which Texans Credit Union deems to not be legitimate are not considered Qualifying Direct Deposits. Limit one $300 bonus payout per membership and per checking account. Accounts at Texans must be in good standing (no past due or overdrawn accounts) at the time the bonus is credited. Bonuses are considered interest and will be reported to the IRS as required. This offer can change at any time without notice.
2 Full benefits explained in the Texans Visa Debit Card Guide to Benefits disclosures provided with card agreement. Ask a Texans representative for more details.
