Earning Your Bonus Is Easy
Choose Your Account
Open a new Texans Checking account. Explore our checking account options to find the right account for you.
Switch Your Direct Deposit
Use our simple Direct Deposit Switch* tool to switch your direct deposits to your new Texans Checking account.
Get Your Bonus
Get a $100 bonus for each month you receive $3,000 or more in direct deposits to your new Texans Checking account - up to $300!1
Choose the Account That's Right For You
My Texans Checking
My Texans Checking is your perfect account for everyday spending. Easy digital access, personalized spending insights, customizable debit card controls, and so much more. Plus, when you set up direct deposit with Texans you get paid two days early!My Texans Interest Checking
Get everything there is to love about the My Texans Checking account, but with more interest. Earn interest2 with a minimum daily balance of $2,500 or more.Direct Deposit Switch
Our Direct Deposit Switch* tool seamlessly and securely connects your payroll account with your Texans account in real-time.
Simply log in to your payroll account directly through the Texans mobile app or Online Banking and choose where you want your money deposited. Your change will be completed in seconds and your very next paycheck could be deposited to the accounts you chose.
*Texans does not charge a fee for mobile banking, text message banking or any of our smart phone apps. Mobile carriers may assess standard text messaging and/or cell phone data usage charges. Please check with your service provider for more information.
1 To receive up to $300 for the direct deposit bonus, enroll your direct deposit through Texans’ Direct Deposit Switch tool and receive a total of $3,000 or more each month in Qualifying Direct Deposits over a consecutive 3 month period into your Texans checking account. Texans will deposit $100 into your checking account after the first month in which a total of $3,000 or more in Qualifying Direct Deposits is received; $100 after the second month in which a total of $3,000 or more in Qualifying Direct Deposits is received; and $100 after the third month in which a total of $3,000 or more in Qualifying Direct Deposits is received. A Qualifying Direct Deposit is defined as deposits from an employer, payroll provider, benefits provider, pension, or the government (such as Social Security) via an ACH deposit. External ACH transfers not from employers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Zelle, Cash App, or Venmo, mobile check deposits, cash loans or deposits, and any deposit which Texans Credit Union deems to not be legitimate are not considered Qualifying Direct Deposits. Limit one $300 bonus payout per membership and per checking account. Accounts at Texans must be in good standing (no past due or overdrawn accounts) at the time the bonus is credited. Bonuses are considered interest and will be reported to the IRS as required. This offer can change at any time without notice.
2 Minimum daily balance of $2,500 is required to earn dividends. APY - Annual Percentage Yield. Dividends on Dividend Bearing Checking Accounts will be compounded monthly and credited each calendar month. APY is accurate as of the last dividend declaration date. This is a variable rate product. The rate may change after the account is opened. Fees could reduce the earnings on the account.
