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My Texans Interest Checking Account

Interest Checking Account

Everything you love about the My Texans Checking account, now with added interest!

 

Debit Card

Interest Checking Account Benefits

Step up your banking experience with the My Texans Interest Checking Account. Earn the dividends you deserve on your day-to-day spending money. Finally, a checking account that works as hard as you do!

No Monthly Service Fee¹

When a minimum daily balance of $2,500 is met. Open your account with as little as $5.

Earn Dividends

Make the most of your money with a checking account that pays you. Earn dividends with a minimum daily balance of $2,500 or more.

Manage Your Money

Personalized money management tools available at your fingertips in Digital and Mobile Banking.

Access Fee-Free ATMs

Your money goes wherever you go. Enjoy access to over 80,000 surcharge-free ATMs worldwide.
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Interest Checking Account Details

Your checking account for added benefits. Earn generous dividends on deposits over $2,500 with no monthly service fee.1

With debit card purchases everywhere Visa is accepted and access to over 80,000 fee-free ATMs nationwide, your money will always be close by.

Your account also includes:

  • Instant card replacement at any Texans Credit Union branch2
  • 24-hour access to your eStatements
  • Opt-in overdraft services to protect your account from the unexpected
  • NCUA federal deposit insurance up to $250,000 per account

Ready for a checking account that pays you? Open online today!

ID NAVIGATOR POWERED BY NORTONLIFELOCK™

Every Texan needs to know what to do when your identity is under threat. As a Texans VISA® cardholder, you’re able to take advantage of NortonLifeLock’s ™ ID Navigator anti-fraud services at no cost!

ID Navigator can help with:

  • Dark web monitoring
  • Data breach notifications
  • Stolen wallet assist
  • Privacy monitor
  • And more!

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DOVLY UPLIFT

Anyone can benefit from a higher credit score. Texans Credit Union will help you get there. My Texans Interest Checking Account debit cardholders get free access to Dovly® Uplift to help fix, manage, and maintain your credit score!

Dovly® Uplift includes:

  • Monthly credit report and score
  • Ongoing credit monitoring
  • Credit alerts
  • U.S.-based member services and support

dovly visa

Digital & Mobile Banking

With digital banking, you can view account balances and past statements, make payments, transfer funds, manage your cards, and more online or with our mobile banking app.3

★★★★★

“We've been banking at the Carrollton branch for more than 30 years. The team is ALWAYS helpful and pleasant. I love this place.”

-Adrienne, Carrollton, TX

★★★★★

“This credit union is super friendly and anytime I call, the staff is always super polite and demonstrates great customer service!”

- Jillian, Dallas, TX

Interest Checking Faqs

You can open a My Texans Checking Account with a minimum balance of just $5. A monthly service fee of $10 is waived when your bank account’s minimum daily balance exceeds $2,500.
Interest is paid on a minimum daily account balance of $2,500 or more.
Your My Texans Interest Checking Account also includes one free box of checks per year, one free cashier’s check per month, and a free notary service.

1Monthly fee of $10 per month is waived when you maintain a minimum daily balance of $2,500. Monthly paper statement fee of $2 is waived with enrollment in e-Statements.

2Cardholder must use care in protecting their card and notifying the Credit Union immediately of any unauthorized use and for additional details. Additional limitations may apply.

3Texans does not charge a fee for mobile banking, text message banking or any of our smart phone apps. Mobile carriers may assess standard text messaging and/or cell phone data usage charges. Please check with your service provider for more information.

VISA is a registered trademark of Visa International Services Association.

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