See all the types of home loans we offer
Explore our home loan options to find the mortgage product that is right for you. We're here every step of the way to guide you on your home financing journey.
I want a payment that doesn't change
Conventional Fixed Rate Mortgage
A Conventional fixed rate mortgage provides the borrower peace of mind knowing their monthly payment will be the same for the life of the loan. With multiple term options to choose from, you can pay off your mortgage at a pace that's best for your unique situation.
Fixed interest rates will always remain the same, and your principle and interest payment will never change. If you appreciate the convenience of a consistent mortgage payment, this could the perfect program for you!
I want to purchase a luxury home
Jumbo Mortgage
A jumbo loan allows you to purchase a home with a loan amount that would traditionally exceed the limits of conventional financing such as luxury homes and multi-unit properties. In addition to increased financing for the purchase of a high value home, a jumbo loan refinance could lower your monthly payment, allow you more discretionary income, and restore the investment value of your home.
I want to refinance my current mortgage
Mortgage Refinance
Refinancing can potentially lower your monthly mortgage payment, pay off your mortgage faster or get cash out for that project you've been planning. Getting a new mortgage with a lower monthly payment can help with goals like saving for college or retirement. Shortening your loan term can help you become mortgage-free faster and reduce the total interest you’d pay.
I want to get cash out of my home
Cash Out Refinance Loan
Paying down your mortgage builds equity you can use to take cash out – great for renovating your home or paying down high-interest debt. If you have available home equity, you could get cash when you close your refinance loan and use it for whatever you need consolidate debt, pay for college tuition, or finally enjoy that long-anticipated vacation.
Ready to Get Started?
If you have questions and want to talk about your specific situation, call our expert Mortgage Loan Originator today:
This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z. Rates and terms are determined by the overall creditworthiness of each applicant, and are subject to change at any time without notice. Texans Credit Union NMLS #530654
Texans mortgage lending is restricted to property in Texas. Loans subject to credit and property approval, other terms and conditions apply. Property insurance is required, including flood insurance where applicable. Valid for primary residences only. Loan may not be used to purchase the property being used as collateral. First-lien home equity loans are not available to purchase a new primary owner-occupied residence; owner-occupied primary residence must already be purchased. Lot size less than 10 acres. Condominiums and Manufactured homes are not eligible. Consumer purposes only. Products, rates, terms and conditions are subject to change without notice; other restrictions may apply.
