Direct Deposit Special Offer

Earn Up to $300 With Direct Deposit

Switch your direct deposit to Texans and get paid up to one day early. Plus, earn a $300 bonus with qualifying direct deposits.¹

Get Started

Open a Checking Account

Switching Your Direct Deposit Is Easy

Switch

Move your direct deposits to your Texans checking account with our quick Direct Deposit Switch tool.

Deposit

Wait for your direct deposit to hit your Texans checking account. This usually takes 1-2 pay cycles.

Earn

Get a $100 bonus for each month you receive qualifying direct deposits - up to $300!¹

Making The Switch

Our Direct Deposit Switch tool seamlessly and securely connects your payroll account with your Texans account in real-time.

Simply log in to your payroll account directly through the Texans mobile app* or Online Banking and choose where you want your money deposited. Your change will be completed in seconds and your very next paycheck² could be deposited to the accounts you chose.

1. Select Your Payroll Account

Finding your payroll account is easy. Simply search by your employer or payroll provider to get started. After you've chosen your account, log in with your employee or payroll information. To make things simple, on-screen log in instructions are customized to your employer or provider.

2. Customize Your Deposit

Select the Texans account you'd like your paycheck to be deposited to, then select the amount you'd like to go into that account. Customize your deposit to your needs by choosing to deposit your entire paycheck, a certain percentage, or a specific amount.

3. Confirm Your Choices

Review the selections you've made, then click Confirm to complete the process. Your request will be automatically processed in just seconds - it's that easy!

To split your deposit between multiple accounts, simply repeat this process between as many accounts as you'd like. Remember, the total of the percentages you select for all deposits must add up to 100%.

Make the Switch

Direct Deposit FAQs

In most cases, your next paycheck will be deposited to your Texans account after you update your information. However, in some cases, the change may take 1-2 payroll cycles to go into effect. This is dependent on your employer or payroll provider's payroll cycle.

If your previous direct deposit was with a different financial institution and was set up to deposit a specific amount of your paycheck, you will need to cancel the previous specific amount deposit through your employer or payroll provider. If your previous direct deposit was set up to deposit your entire paycheck or a percentage of your paycheck, you do not need to take any additional steps.

If you are having issues logging in to your employee or payroll account, please contact your employer's HR department or payroll provider's Support team. For your privacy and security, Texans does not have access to your login information.

Yes, you can. Simply select the percentage of your paycheck you'd like deposited into your first account and click Confirm. Then repeat the process between as many accounts as you'd like. Remember, the total of the percentages you select must add up to 100%.

After you've logged in to your payroll account, select the Texans account you'd like your direct deposit to be made to, then select the amount of the deposit you'd like to go into that account. You can choose to deposit your entire paycheck, a certain percentage, or a specific amount. Once you've made your selections, click Confirm and your request will be automatically completed in seconds.

No, it does not. The Direct Deposit Tool is designed to protect your privacy and only allows access to update your direct deposit to your Texans account. It does not allow access to any of your employment, financial, or personal information.

Within the Direct Deposit Switch tool, you have the option to search by your employer or payroll provider. After you've made your selection, log in with your employee or payroll information by following the on-screen instructions.

To access the Direct Deposit Switch tool, first log in to your Online Banking account or Texans mobile app. To find the Direct Deposit Switch tool in Online Banking, navigate to the Tools dropdown menu, then select Direct Deposit Switch. To find the Direct Deposit Switch tool in the Texans mobile app, select More from the bottom of your screen, then select Direct Deposit Switch from the Tools dropdown menu.

*Texans does not charge a fee for mobile banking, text message banking or any of our smart phone apps. Mobile carriers may assess standard text messaging and/or cell phone data usage charges. Please check with your service provider for more information.

1 To receive up to $300 for the direct deposit bonus, enroll your direct deposit through Texans’ Direct Deposit Switch tool and receive a total of $3,000 or more each month in Qualifying Direct Deposits over a consecutive 3 month period into your Texans checking account. Texans will deposit $100 into your checking account after the first month in which a total of $3,000 or more in Qualifying Direct Deposits is received; $100 after the second month in which a total of $3,000 or more in Qualifying Direct Deposits is received; and $100 after the third month in which a total of $3,000 or more in Qualifying Direct Deposits is received. A Qualifying Direct Deposit is defined as deposits from an employer, payroll provider, benefits provider, pension, or the government (such as Social Security) via an ACH deposit. External ACH transfers not from employers, verification or trial deposits from financial institutions, peer-to-peer transfers from services such as PayPal, Zelle, Cash App, or Venmo, mobile check deposits, cash loans or deposits, and any deposit which Texans Credit Union deems to not be legitimate are not considered Qualifying Direct Deposits. Limit one $300 bonus payout per membership and per checking account. Accounts at Texans must be in good standing (no past due or overdrawn accounts) at the time the bonus is credited. Bonuses are considered interest and will be reported to the IRS as required. This offer can change at any time without notice.

2 After you update your direct deposit information, the change may take 1-2 payroll cycles to go into effect. This is dependent on your employer or the payroll cycle for the provider.