New and Used Auto Loans
Put big savings back in your pocket with Texans Credit Union new and used car loans. Enjoy competitive rates, convenient closing options, and options to protect your loan. With our easy application and quick decision process, you could drive away in your new vehicle today!
Refinance Your Current Car
Already purchased your vehicle? Get out of that higher-interest loan and start saving by refinancing your vehicle with Texans Credit Union. We'll help you stay in the car you love with a monthly payment that you can afford. For a quick and easy decision process, apply online.
Pre-approval
Applying for pre-approval can provide you with an advantage while you look for your next car.
Flexible Terms
36 months to 84 months - it's up to you!Low Rates
With competitive rates, you can trust we'll get you the best rate possible.Up to 100% Financing
Don't worry - we got you covered!Convenient Closing Options
At the dealership? In a branch? On your couch? We can make it happen.Personalized Service
Be treated like a Texan should.Peace of Mind
We offer options to protect your loan in the event of an accident.| Loan Term | New Vehicles APR* as low as | Late Model Used Vehicles APR* as low as | Used Vehicles APR* as low as |
|---|---|---|---|
| 0 to 48 Months 1 | 6.04% | 6.04% | 6.09% |
| 49 to 60 Months1 | 6.19% | 6.19% | 6.29% |
| 61 to 72 Months2 | 6.44% | 6.44% | 6.54% |
| 73 to 84 Months3 | 7.39% | 7.39% | 7.69% |
Guaranteed Asset Protection GAP PLUS
In the unfortunate event of a total loss, GAP PLUS may be able to pay your remaining loan balance, plus up to $2,500 toward your new Texans auto loan.Mechanical Breakdown Protection
We go the extra mile by offering four levels of protection to reduce your out-of-pocket expenses should a mechanical breakdown occur.Multi-Shield Vehicle Protection
A complete vehicle protection program for daily auto mishaps, including tires & wheels, dents & door dings, windshields, and roadside assistance.Credit Life and Disability Protection
Provides security and peace of mind for you and your family by protecting your investment and personal credit in the case of a sudden accident.
TEXANS PREFERRED DEALER PROGRAM
Still looking for your dream car? Simplify your car buying experience with our Preferred Auto Dealer Program. Enjoy great deals and a single point of contact through the entire process to make finding and financing your dream car a breeze.
Membership Required. Loans are subject to credit approval.
* Annual Percentage Rate (APR). Rates are current as of 03/18/2024 and reflect rates available on auto loans only. Rates and terms are subject to change without notice. Rates, terms and conditions are determined by the overall creditworthiness of each applicant, collateral value, amount financed and other factors. Some restrictions may apply. Additional financing options available. Refinance of an existing Texans auto loan includes a $50 fee. Financing is not available for commercial-use vehicles, salvaged or branded title vehicles. Other restrictions may apply.
Payment Example: Based on a $25,000 loan amount, the minimum monthly payment is $587.58 over a 48-month loan at 6.04% APR.
1. Minimum loan amount of $5,000 required for 36-month term. Minimum loan amount $10,000 required for 48 - 60-month terms.
2. Minimum loan amount of $18,000 required.
3. Minimum loan amount of $30,000 required.
